Authorized professionals specializing within the dissolution of marriage inside a selected geographical location signify people navigating the complexities of marital separation. These attorneys present steering and illustration in issues resembling asset division, little one custody preparations, and spousal help determinations. Finding counsel with a follow centered on household regulation inside the related jurisdiction is important for efficient authorized advocacy throughout divorce proceedings.
The supply of skilled authorized illustration throughout a marital dissolution affords quite a few benefits. Counsel conversant in native court docket procedures and precedents can streamline the method, guaranteeing compliance with all authorized necessities. Moreover, expert negotiation and advocacy can shield the rights and pursuits of the shopper, probably resulting in extra favorable outcomes relating to monetary settlements and child-related preparations. Traditionally, entry to such experience has been a cornerstone of equitable resolutions in household regulation issues.
Understanding the particular areas of experience, price constructions, and shopper testimonials related to these authorized practitioners is essential when searching for applicable illustration. This exploration will delve into sources for locating certified counsel, components to contemplate when making a variety, and the everyday steps concerned within the divorce course of inside the native authorized framework.
1. Native Court docket Experience
The proficiency of authorized counsel relating to the nuances of the native judicial system represents a vital determinant of profitable illustration in divorce proceedings. Attorneys conversant in the particular practices and tendencies of the Miami County court docket system, in Troy, Ohio, can provide important benefits to their purchasers.
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Procedural Familiarity
Attorneys with native court docket experience possess an in-depth understanding of the particular guidelines, submitting procedures, and scheduling protocols employed by the Miami County court docket. This information minimizes delays and ensures strict adherence to all native necessities, stopping potential dismissals or setbacks. For instance, familiarity with particular choose’s preferences for doc formatting or most popular strategies of proof presentation can streamline the method.
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Judicial Tendencies
Understanding the tendencies and precedents set by native judges is essential for creating efficient authorized methods. Attorneys conversant in the court docket system can anticipate how a choose would possibly rule on particular points, resembling little one custody preparations or property division, based mostly on previous rulings and established patterns. This information permits the legal professional to tailor arguments and current proof in a fashion almost definitely to resonate with the presiding choose.
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Networking and Relationships
Established relationships with court docket personnel, together with clerks, mediators, and different authorized professionals, can facilitate smoother communication and knowledge alternate. Whereas moral concerns strictly prohibit undue affect, a robust skilled community can expedite administrative processes and guarantee environment friendly case administration. A optimistic rapport with court docket workers can, for instance, expedite doc filings or scheduling requests.
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Information of Native Assets
Native court docket experience extends to an understanding of obtainable neighborhood sources that may profit purchasers throughout divorce proceedings. This consists of referrals to therapists, monetary advisors, and parenting lessons inside the Troy, Ohio space. Attorneys can leverage these sources to supply complete help and deal with the multifaceted wants of their purchasers throughout this difficult time.
The collective influence of procedural familiarity, judicial tendencies, networking, and information of native sources underscores the numerous benefit conferred by native court docket experience. People searching for help with marital dissolution in Troy, Ohio, ought to prioritize attorneys with a confirmed observe file inside the Miami County court docket system to maximise their probabilities of reaching a good end result.
2. Baby Custody Issues
Baby custody determinations signify a central element of divorce proceedings, instantly impacting the well-being of concerned kids and regularly necessitating the experience of authorized professionals. In Troy, Ohio, these issues are ruled by state regulation and native court docket practices, making specialised counsel important for navigating the complexities of custody preparations.
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Authorized Framework and Parental Rights
Ohio regulation prioritizes the most effective pursuits of the kid in custody choices. This framework dictates that courts take into account numerous components, together with the kid’s needs (if of appropriate age and maturity), the psychological and bodily well being of each dad and mom, and every mum or dad’s potential to supply a secure and nurturing atmosphere. Authorized representatives in Troy, Ohio, help purchasers in understanding these rights and obligations, compiling proof to help their custody claims, and guaranteeing compliance with all related authorized procedures. This consists of documenting situations of parental health or unfitness, addressing considerations relating to relocation, and navigating jurisdictional points which will come up.
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Sorts of Custody and Visitation Schedules
Ohio acknowledges a number of sorts of custody, together with sole custody (the place one mum or dad has main decision-making authority and bodily care of the kid) and shared custody (the place each dad and mom share these tasks). Authorized counsel in Troy assists in figuring out essentially the most applicable custody association based mostly on the particular circumstances of the case. Additionally they negotiate and draft detailed visitation schedules, outlining when every mum or dad could have the kid, addressing vacation and trip schedules, and specifying strategies of communication between the kid and the non-custodial mum or dad. These schedules purpose to attenuate disruption to the kid’s life and promote a secure and constant relationship with each dad and mom.
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Mediation and Litigation Methods
Divorce attorneys in Troy typically make use of mediation as an preliminary method to resolving little one custody disputes. Mediation supplies a impartial discussion board for folks to debate their considerations and negotiate mutually agreeable options. Nevertheless, if mediation proves unsuccessful, litigation turns into obligatory. Authorized representatives then put together for court docket proceedings, gathering proof, interviewing witnesses, and presenting compelling arguments to the choose. Expert litigators perceive the nuances of Ohio household regulation and may successfully advocate for his or her shopper’s desired custody end result, presenting arguments grounded within the kid’s greatest pursuits.
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Modification of Custody Orders
Baby custody orders usually are not essentially everlasting and might be modified if a considerable change in circumstances warrants a overview. Such adjustments could embrace relocation of a mum or dad, a major change within the kid’s wants, or proof of parental unfitness. Attorneys in Troy, Ohio, help purchasers in pursuing or defending towards custody modification requests, navigating the authorized course of to make sure the continued well-being of the kid and adherence to court-ordered mandates. The burden of proof lies with the celebration searching for the modification, requiring detailed documentation and persuasive authorized arguments.
The complexities inherent in figuring out applicable little one custody preparations spotlight the significance of partaking competent authorized counsel in Troy, Ohio. By offering steering on parental rights, negotiating visitation schedules, and advocating for his or her purchasers’ pursuits in court docket, attorneys specializing in divorce and household regulation play a vital position in safeguarding the well-being of youngsters concerned in marital dissolution proceedings.
3. Asset Division Methods
The equitable distribution of marital property represents a vital ingredient of divorce proceedings. In Troy, Ohio, divorce legal professionals play a vital position in creating and implementing asset division methods to make sure truthful and simply outcomes for his or her purchasers. The complexity of those methods typically is determined by the character and extent of the marital property.
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Identification and Valuation of Belongings
A foundational step in any asset division technique includes precisely figuring out and valuing all property acquired through the marriage. This consists of actual property, autos, monetary accounts, retirement funds, enterprise pursuits, and private property. Divorce legal professionals in Troy, Ohio, make the most of numerous strategies to establish correct values, together with value determinations, forensic accounting, and knowledgeable testimony. Correct identification and valuation are paramount, as they kind the premise for subsequent division negotiations or court docket determinations.
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Separate vs. Marital Property Willpower
Ohio regulation distinguishes between separate and marital property. Separate property usually consists of property owned by a partner previous to the wedding, inheritances obtained through the marriage, and items given solely to at least one partner. Marital property, conversely, encompasses property acquired through the marriage by the efforts of both partner. Solely marital property is topic to division in a divorce. Divorce legal professionals in Troy, Ohio, analyze the origin and historical past of every asset to find out its classification, typically requiring meticulous overview of monetary information and authorized documentation.
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Negotiation and Settlement Methods
Many divorce circumstances are resolved by negotiation and settlement agreements. Divorce legal professionals in Troy, Ohio, leverage their information of asset valuation, property classification, and authorized precedent to advocate for his or her purchasers’ pursuits throughout settlement negotiations. They could make use of numerous negotiation ways, together with mediation, collaborative regulation, or casual discussions, to succeed in mutually agreeable phrases relating to the division of marital property. A well-crafted settlement settlement can keep away from the expense and uncertainty of a trial.
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Litigation and Court docket Determinations
If settlement negotiations fail, asset division is decided by a choose. In such circumstances, divorce legal professionals in Troy, Ohio, current proof and authorized arguments to help their shopper’s place. They could name upon knowledgeable witnesses to supply testimony relating to asset valuation or monetary issues. The choose will take into account numerous components, together with the contributions of every partner to the wedding, the length of the wedding, and the financial circumstances of every partner, in figuring out an equitable division of marital property. The litigation course of requires thorough preparation and expert advocacy.
The event and implementation of efficient asset division methods in divorce proceedings necessitate the experience of skilled authorized counsel. Divorce legal professionals in Troy, Ohio, present helpful steering and illustration to make sure that their purchasers’ monetary pursuits are protected throughout this advanced and infrequently emotionally charged course of. Their position extends past mere authorized illustration, encompassing monetary evaluation, negotiation, and, when obligatory, expert advocacy within the courtroom.
4. Spousal help choices
Divorce proceedings typically necessitate the consideration of spousal help, also referred to as alimony, to deal with the monetary disparities which will come up following the dissolution of a wedding. In Troy, Ohio, divorce legal professionals present essential steering relating to the varied spousal help choices obtainable below state regulation. The presence, kind, and length of spousal help are contingent upon a number of components, together with the size of the wedding, the incomes capability of every partner, their respective contributions to the wedding, and the usual of residing established through the marriage. Attorneys analyze these components to find out whether or not spousal help is warranted and, in that case, to advocate for his or her shopper’s place, whether or not because the potential recipient or payor of help. For instance, in a long-term marriage the place one partner primarily targeted on homemaking and childcare, forgoing profession development, a divorce lawyer would possibly argue for a major spousal help award to allow that partner to turn into self-sufficient.
The precise authorized methods employed by divorce legal professionals in Troy, Ohio, differ relying on the person circumstances of every case. Attorneys meticulously collect monetary info, together with revenue statements, tax returns, and expense experiences, to ascertain the financial wants and sources of each events. They could additionally seek the advice of with vocational specialists to evaluate the incomes potential of a partner who’s unemployed or underemployed. Furthermore, attorneys advise purchasers on the tax implications of spousal help, as these funds could also be taxable to the recipient and deductible to the payor. A standard strategic consideration includes negotiating a lump-sum spousal help cost in lieu of periodic funds, which may present finality and get rid of ongoing monetary ties between the previous spouses. Legal professionals should even be adept at presenting persuasive arguments to the court docket, citing related case regulation and statutory provisions to help their shopper’s declare for or towards spousal help.
The position of divorce legal professionals in Troy, Ohio, extends past merely advising on the authorized facets of spousal help. Additionally they present emotional help and steering to purchasers navigating the often-stressful divorce course of. Understanding the potential influence of spousal help on their monetary future is paramount for purchasers, and legal professionals assist them make knowledgeable choices that align with their long-term targets. Challenges come up when figuring out the suitable quantity and length of help, significantly in advanced circumstances involving enterprise possession or excessive internet price people. Finally, expert authorized illustration is important for guaranteeing a good and equitable end result relating to spousal help obligations, contributing to a extra secure and safe monetary future for each events concerned within the divorce.
5. Negotiation Abilities
Negotiation expertise represent a cornerstone of efficient authorized illustration for divorce legal professionals working towards in Troy, Ohio. The profitable decision of divorce circumstances regularly hinges on the lawyer’s potential to barter favorable settlements regarding asset division, little one custody, and spousal help. A deficiency in negotiation proficiency may end up in protracted litigation, elevated authorized bills, and probably unfavorable outcomes for the shopper. For instance, an legal professional adept at negotiation would possibly efficiently mediate a baby custody settlement that prioritizes the kid’s stability and well-being, whereas an inexperienced negotiator would possibly escalate the battle, resulting in a contested custody listening to.
The appliance of negotiation expertise extends past formal mediation classes. It encompasses communication with opposing counsel, crafting persuasive settlement proposals, and successfully conveying the shopper’s wants and aims. A divorce lawyer in Troy, Ohio, who possesses sturdy negotiation acumen can typically establish mutually useful options, decreasing animosity and facilitating a extra amicable decision. Take into account a situation the place each events have an curiosity in retaining possession of particular property. A talented negotiator would possibly suggest a trade-off, permitting every celebration to retain their desired asset whereas compensating the opposite by different means, resembling adjusting the division of retirement funds.
In abstract, negotiation expertise are indispensable for divorce legal professionals working in Troy, Ohio. These expertise instantly influence the effectivity, cost-effectiveness, and supreme success of divorce proceedings. Attorneys who prioritize the event and refinement of their negotiation skills are higher outfitted to serve their purchasers’ pursuits and obtain favorable outcomes in a posh and emotionally charged authorized area. This consists of steady skilled growth specializing in negotiation strategies, mediation methods, and efficient communication expertise to higher serve purchasers navigating the complexities of divorce regulation.
6. Litigation Expertise
Litigation expertise represents a vital attribute for divorce legal professionals in Troy, Ohio, reflecting their potential to advocate successfully for purchasers when settlement negotiations show unsuccessful and court docket intervention turns into obligatory. This experience encompasses a deep understanding of courtroom process, proof presentation, and authorized argumentation.
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Trial Preparation and Presentation
Litigation expertise equips divorce legal professionals in Troy, Ohio, with the abilities obligatory to organize a case for trial meticulously. This consists of gathering proof, interviewing witnesses, drafting authorized paperwork, and creating a coherent authorized technique. Moreover, skilled litigators possess the flexibility to current proof persuasively in court docket, cross-examine witnesses successfully, and assemble compelling authorized arguments to help their shopper’s place. For instance, a lawyer with in depth litigation expertise would possibly successfully current monetary information to exhibit the undervaluation of property by the opposing celebration, considerably impacting the asset division end result.
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Information of Court docket Process and Guidelines of Proof
A radical understanding of Ohio’s Guidelines of Civil Process and Guidelines of Proof is important for divorce legal professionals engaged in litigation. This information permits them to navigate the complexities of the courtroom, object to inadmissible proof, and make sure that their shopper’s rights are protected all through the proceedings. As an illustration, an skilled litigator would acknowledge and object to rumour proof provided by the opposing celebration, stopping probably damaging info from being thought of by the court docket.
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Advocacy and Persuasion Abilities
Litigation expertise hones a divorce lawyer’s advocacy and persuasion expertise, enabling them to successfully current their shopper’s case to the choose. This consists of crafting persuasive authorized arguments, delivering compelling opening and shutting statements, and successfully speaking the shopper’s wants and aims to the court docket. A talented litigator would possibly successfully argue for a selected little one custody association, emphasizing the kid’s greatest pursuits and presenting proof of the opposite mum or dad’s unsuitability.
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Negotiation within the Shadow of Trial
Even when a case proceeds to litigation, negotiation typically continues. Skilled litigators leverage their trial preparation and courtroom expertise to barter extra favorable settlements, understanding that their demonstrated potential to prevail at trial strengthens their bargaining place. The opposing celebration is extra more likely to provide affordable concessions after they acknowledge that the lawyer is ready to litigate the case successfully and confidently. For instance, a lawyer who has efficiently litigated related circumstances prior to now would possibly have the ability to safe a extra advantageous spousal help settlement for his or her shopper.
The above aspects spotlight the pivotal position of litigation expertise for divorce legal professionals in Troy, Ohio. This experience permits them to successfully advocate for his or her purchasers in court docket, navigate advanced authorized procedures, and negotiate favorable settlements, finally guaranteeing the absolute best end result in divorce proceedings. The flexibility to litigate successfully serves as a vital software in defending the rights and pursuits of people present process marital dissolution.
7. Payment Construction Transparency
Payment construction transparency is a vital element of the skilled relationship between divorce legal professionals in Troy, Ohio, and their purchasers. The institution of clear and complete price preparations on the outset of authorized illustration mitigates potential misunderstandings and fosters belief. Opaque or ambiguous price constructions can result in disputes, eroding the shopper’s confidence within the lawyer and probably leading to moral violations. A clearly outlined price settlement outlines the premise for fees, together with hourly charges, retainers, and any extra prices resembling submitting charges or knowledgeable witness bills. As an illustration, a shopper ought to perceive if they’re billed for cellphone calls, emails, or journey time, and at what price. With out such readability, purchasers could face surprising and probably substantial authorized payments, compounding the stress related to divorce proceedings.
The sensible significance of price construction transparency extends to making sure that purchasers could make knowledgeable choices about their authorized illustration. When potential purchasers possess a transparent understanding of the anticipated prices, they’ll examine totally different legal professionals’ charges and providers, aligning their selection with their monetary sources and the complexity of their case. Furthermore, transparency promotes budgetary planning, permitting purchasers to allocate funds successfully and keep away from monetary pressure through the divorce course of. Take into account a situation the place a shopper receives an surprising invoice considerably exceeding the preliminary estimate resulting from undisclosed fees. This example not solely undermines the shopper’s monetary planning but in addition impairs their potential to successfully take part of their authorized case, as they could turn into preoccupied with monetary considerations somewhat than specializing in the authorized facets of the divorce.
In conclusion, price construction transparency is important for moral and efficient authorized illustration by divorce legal professionals in Troy, Ohio. It fosters belief, permits knowledgeable decision-making, and promotes monetary stability for purchasers navigating the difficult strategy of marital dissolution. Challenges could come up in advanced circumstances requiring in depth litigation or knowledgeable consultations, necessitating ongoing communication and changes to the price association. Nevertheless, adherence to the precept of transparency stays paramount, guaranteeing a good and equitable relationship between lawyer and shopper.
8. Consumer testimonials
Consumer testimonials function a vital supply of knowledge for people searching for divorce legal professionals in Troy, Ohio, offering firsthand accounts of previous purchasers’ experiences. These testimonials provide helpful insights past the data introduced on a lawyer’s web site or in advertising and marketing supplies, informing potential purchasers in regards to the legal professional’s communication fashion, effectiveness, and general shopper satisfaction.
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Validation of Experience and Competence
Consumer testimonials can validate a divorce lawyer’s claimed experience in particular areas of household regulation. Optimistic suggestions highlighting profitable outcomes in circumstances involving advanced asset division, little one custody disputes, or spousal help negotiations supplies tangible proof of the lawyer’s competence. As an illustration, a testimonial describing a lawyer’s adept dealing with of a high-net-worth divorce case, leading to a good settlement for the shopper, can instill confidence in potential purchasers dealing with related circumstances. Conversely, a scarcity of testimonials or a preponderance of unfavorable suggestions can increase considerations in regards to the lawyer’s capabilities.
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Insights into Communication and Consumer Service
Testimonials regularly provide insights right into a divorce lawyer’s communication fashion, responsiveness, and general shopper service. Optimistic evaluations typically point out clear and well timed communication, empathy, and a willingness to take heed to the shopper’s considerations. Such suggestions is especially helpful, as divorce proceedings are sometimes emotionally charged, and efficient communication is important for sustaining a productive attorney-client relationship. Unfavourable testimonials, conversely, could cite situations of poor communication, lack of responsiveness, or a perceived lack of empathy, signaling potential pink flags for potential purchasers.
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Evaluation of Integrity and Moral Conduct
Consumer testimonials can present oblique assessments of a divorce lawyer’s integrity and moral conduct. Whereas direct accusations of unethical conduct are uncommon, testimonials could allude to points resembling undisclosed charges, conflicts of curiosity, or a perceived lack of transparency. Optimistic evaluations, however, typically emphasize the lawyer’s honesty, equity, and dedication to upholding moral requirements. These delicate cues can help potential purchasers in gauging the lawyer’s status and trustworthiness.
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Practical Expectations and Case Outcomes
Testimonials can assist potential purchasers develop practical expectations relating to the divorce course of and potential case outcomes. By studying in regards to the experiences of earlier purchasers, people can achieve a greater understanding of the challenges concerned, the time dedication required, and the vary of attainable outcomes. This info can assist handle expectations and cut back anxiousness surrounding the divorce proceedings. Nevertheless, it’s essential to acknowledge that every case is exclusive, and previous outcomes don’t assure future outcomes.
In abstract, shopper testimonials function a helpful software for people searching for divorce legal professionals in Troy, Ohio. They provide a multifaceted perspective, offering insights into experience, communication, integrity, and practical expectations. Whereas testimonials shouldn’t be the only real foundation for choosing authorized illustration, they’ll considerably contribute to the decision-making course of, serving to potential purchasers establish attorneys who’re well-suited to their particular person wants and circumstances.
Continuously Requested Questions About Divorce Legal professionals in Troy, Ohio
The next addresses frequent inquiries relating to the engagement of authorized counsel specializing in marital dissolution inside the Troy, Ohio, jurisdiction.
Query 1: What components needs to be thought of when choosing a divorce lawyer in Troy, Ohio?
Key components embrace the lawyer’s expertise in household regulation, familiarity with native court docket procedures, communication fashion, price construction transparency, and shopper testimonials. A radical analysis of those components is essential to make sure applicable illustration.
Query 2: What’s the typical value related to hiring a divorce lawyer in Troy, Ohio?
Authorized charges differ relying on the complexity of the case and the lawyer’s expertise. Legal professionals could cost hourly charges or flat charges for particular providers. A retainer is commonly required on the outset. It’s crucial to debate and perceive the price construction earlier than partaking authorized counsel.
Query 3: How is property divided in a divorce in Troy, Ohio?
Ohio adheres to the precept of equitable distribution. Marital property, outlined as property acquired through the marriage, is split pretty, although not essentially equally. Separate property, owned previous to the wedding, is usually not topic to division.
Query 4: How are little one custody and visitation rights decided in Troy, Ohio?
Ohio regulation prioritizes the most effective pursuits of the kid. Courts take into account numerous components, together with the kid’s needs (if of appropriate age), the dad and mom’ potential to supply a secure atmosphere, and the kid’s relationship with every mum or dad. Custody preparations might be sole or shared, with detailed visitation schedules.
Query 5: What’s spousal help (alimony) and the way is it decided in Troy, Ohio?
Spousal help is monetary help offered by one partner to the opposite following a divorce. Courts take into account components such because the size of the wedding, the incomes capability of every partner, and the usual of residing established through the marriage when figuring out the quantity and length of spousal help.
Query 6: What’s the position of mediation in a divorce in Troy, Ohio?
Mediation supplies a impartial discussion board for events to aim to succeed in a settlement settlement with the help of a skilled mediator. It may be an economical and fewer adversarial different to litigation. Profitable mediation leads to a legally binding settlement.
Participating a certified authorized skilled specializing in divorce regulation is important to navigate the complexities of marital dissolution and guarantee safety of 1’s rights.
This exploration now transitions to actionable steps for finding and contacting divorce attorneys inside the Troy, Ohio, area.
Suggestions From Divorce Legal professionals in Troy, Ohio
Navigating marital dissolution necessitates cautious planning and knowledgeable decision-making. Authorized professionals specializing in household regulation provide particular steering to these contemplating or present process divorce proceedings. Take into account the next suggestions.
Tip 1: Prioritize Documentation.
Meticulously collect and set up monetary information, together with financial institution statements, tax returns, and funding account info. This supplies a transparent image of marital property and money owed, facilitating equitable division.
Tip 2: Search Authorized Counsel Early.
Seek the advice of with a divorce lawyer promptly, even when the choice to divorce isn’t but ultimate. Early authorized recommendation informs subsequent actions and prevents unintentional compromise of authorized rights.
Tip 3: Perceive Separate vs. Marital Property.
Differentiate between property acquired previous to the wedding and people accrued through the marriage. Separate property is usually not topic to division in a divorce.
Tip 4: Shield Your Credit score.
Keep away from incurring important new debt through the divorce course of. Monitor credit score experiences and deal with any joint money owed promptly to stop antagonistic credit score penalties.
Tip 5: Take into account the Youngsters’s Effectively-being.
Prioritize the youngsters’s emotional wants all through the divorce course of. Protect them from battle and keep a constant and supportive atmosphere.
Tip 6: Discover Mediation Choices.
Try and resolve disputes by mediation, a much less adversarial and infrequently cheaper different to litigation. A talented mediator can facilitate constructive dialogue and assist events attain mutually agreeable settlements.
Tip 7: Be Sincere and Clear With Counsel.
Present full and correct info to authorized representatives. Withholding pertinent information can undermine the legal professional’s potential to supply efficient illustration.
Adhering to those suggestions empowers people to navigate divorce proceedings with higher readability and confidence, finally fostering extra favorable outcomes.
The next sections will synthesize the data offered to conclude this complete examination of divorce legal professionals in Troy, Ohio, and divorce-related concerns.
Conclusion
This examination has offered a complete overview of the concerns related to partaking divorce legal professionals in troy ohio. The dialogue encompassed important components resembling native court docket experience, little one custody issues, asset division methods, spousal help choices, negotiation expertise, litigation expertise, price construction transparency, and the worth of shopper testimonials. Understanding these facets is paramount for people navigating the complexities of marital dissolution.
The choice of authorized illustration in divorce proceedings represents a vital resolution. Diligent analysis and cautious analysis of potential counsel are important to make sure efficient advocacy and the safeguarding of particular person rights and pursuits. Looking for certified authorized help is a proactive step towards reaching a good and equitable decision, paving the best way for a extra secure future following the dissolution of marriage.
